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Jansen contracts with Boats R Us to purchase a party barge, but has not yet picked it up from Boats R Us; he has, however, paid the entire purchase price to Boats R Us. Before he can pick it up, the party barge is destroyed in a hurricane. Both parties maintained an insurance policy on the party barge. Which party or parties can recover from the insurance company?Jansen only, because he sustained an actual loss.Neither party can recover from the insurance company.Boats R Us only, because it sustained an actual loss.Jansen or Boats R Us, because both possessed an insurance policy on the party barge.

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