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First proposed by Alexander Hamilton, this was the financial arm of the federal government. Opposed by Anti-Federalists, it passed in 1791 under a 20-year charter which was allowed to expire just prior to the War of 1812. Re-chartered in 1816, it abuses and corruption were partially responsible for the Panic of 1819 and given as a reason by Andrew Jackson to destroy the Bank of the United States, which he did in his second term as president.

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