Insurance Questions
Explore questions in the Insurance category that you can ask Spark.E!
Property damage to the insured's work
Property damage to impaired property
Each occurrence or per occurrence limit
Employment-related practices liability coverage
Commercial general liability (CGL) policy
Directors and officers (D&O) liability insurance
Liquor liability law (dramshop law)
Property damage to the insured's product
Restriction on avoiding contract on the grounds of misstatement. Which legal act?
Who is responsible for the costs associated with the examination of insurers?
What type of licensee represents the insured?
Two individuals who are in the same risk and age class are charged different rates for their insurance policies due to an insignificant factor.What is this called?
If a producer makes maliciously critical statements about another insurer, what is this illegal practice called?
What type of misrepresentation persuades an insured, to his or her detriment, to cancel, lapse, or switch policies from one to another?
If an insurer meets the state's financial requirements and is approved to transact business in the state, it is considered what type of insurer?
An agent offers a client free tickets to a sporting event in exchange for the purchase of an insurance policy. What is the agent guilty of?
What illegal act does a producer commit when the producer represents a policy in a more favorable light than the policy really is?
What type of licensee represents the insurance company?
If an insurer holds a Certificate of Authority, it is known as what type of insurer?
If the Commissioner/Superintendent finds a licensee engaging in an unfair method of competition or an unfair practice, what order will be issued?